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invoices, expenses and payments Finance

Income, expenses, invoices, payment tracking.

The NiagaX Finance module keeps income, expenses, invoices, and payment tracking on one ledger. Start free. Paid plans open the fuller finance desk.

Invoice → public link → mark paid. · Unlocks: Free · paid for Fayza and the fuller desk · AI agent staff: Fayza

Finance · Cash flow

NiagaX Finance cash flow, invoices, and Ask Fayza screen

How Finance works

  1. 01

    Create the invoice

    Name, amount, what they bought. One record. Not a chat thread.

  2. 02

    Share the public link

    Send it. A link beats a buried PDF.

  3. 03

    Mark paid

    When money arrives, paid is a field on the desk.

Who Finance is for

  • Owners who still quote in chat.
  • Freelancers on Basic who need a desk next to the invoice.
  • Businesses on Solo+ that want Fayza on the ledger.

What Finance is not

  • Not a full accounting suite.
  • Not a tax-filing product.
  • Fayza is not on Free.

How owners use Finance

A home baker taking orders

Each order becomes an invoice with the customer name, the amount and what they ordered. The baker sends the invoice link in chat and marks it paid when the transfer comes in, so the list of who still owes is a record, not memory.

A freelance photographer

Quotes used to sit in chat. Now each shoot gets its own invoice, and on Basic the photographer also records costs like equipment rental next to the invoices. Fayza can answer which invoices are still unpaid this month.

A tuition centre

Monthly fees go out as an invoice to each parent, and payment tracking shows who has paid. A centre that bills the same amount every month can add recurring invoices, a RM9 a month add-on, instead of rebuilding each one.

On Free

  • Income, invoices, payment tracking.
  • A start on the desk. Not the full OS.
  • No AI agent staff on Free.

On paid plans

  • The fuller finance desk.
  • Expenses and the fuller ledger.
  • Fayza on Basic and above.

What's in

  • Invoices and payment tracking
  • Income and expense records
  • A ledger the owner can open

AI agent staff: Fayza →

Free vs paid in Finance

Free vs paid in Finance
FeatureFreeBasic and above
Income recordsIncludedIncluded
InvoicesUp to 25 a monthIncluded
Payment trackingIncludedIncluded
Expenses and the fuller ledgerNot includedIncluded
Saved customers50200 on Basic, 500 on Solo, 2,000 on Micro, 10,000 on Small
Storage200 MB1 GB on Basic, 5 GB on Solo, 15 GB on Micro, 40 GB on Small
Fayza, AI agent staffNo AI agent staffIncluded, using monthly credits: 60 on Basic, 120 on Solo, 180 on Micro, 360 on Small

Finance questions

Is Finance on the Free plan?

Yes, as Finance lite. Free includes income records, invoices and payment tracking, with up to 25 invoices a month, 50 saved customers and 200 MB of storage. No card is required.

What do paid plans add to Finance?

From Basic (RM39 a month), Finance covers invoices, expenses, the fuller ledger and public links, plus Fayza, the AI agent staff for Finance. Customer and storage limits go up with each plan. Add-ons include recurring invoices (RM9 a month) and bank reconciliation (RM14 a month).

What does Fayza do?

Fayza works from the ledger you keep. She flags unpaid invoices, spots duplicate expense lines, answers cash-flow questions and drafts a payment reminder you can send with the invoice link. Each ask uses credits. At zero credits she pauses, and invoices keep working. Fayza is not on Free.

Does NiagaX send e-Invoices to LHDN or file my taxes?

No. Finance is not a tax-filing product, and there is no live LHDN filing today. It keeps your invoices, income and expenses in one place, so the records are easy to find when you or your accountant need them.

Does it work on my phone?

Yes. NiagaX runs in the browser, so you can create an invoice or mark one paid from a phone, tablet or computer. It needs an internet connection.

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